Members of BAC Local 1 Missouri Joins the International Health Fund
The BAC International Health Fund (IHF) welcomes members of Local 1 Missouri as the newest members of the IHF, joining their brothers and sisters in Local 18 MO and Local 23 MO on May 1st.
The new addition brings the total IHF participation to over 8,000 covered beneficiaries, including BAC members, their spouses and children. The IHF was able to enhance several of the BAC Local 1 MO benefit provisions while at the same time retaining key components of the Local 1 MO healthcare plan. As a result of this strategic partnership and merger, BAC Local 1 MO fund participants now have access to the following benefits:
- Improved comprehensive medical and prescription drug coverage, including:
- Preventive care covered at 100% with no copay or cost to the member;
- Lower deductible of $250 per individual/$500 per family;
- Lower copays per visit of $20 for primary care physicians and $30 for specialists;
- A Personal Health Support plan available at no additional cost;
- Access to Telemedicine virtual visits at a $5 copay;
- Generic prescription drugs at a $5 copay per script, up to a 30-day supply, at the retail pharmacy; or at a $10 copay per script for up to a 90-day supply at mail order;
- Lower copays for brand and specialty prescription drugs;
- Dental and vision coverage;
- Life insurance;
- Disability benefits.
In addition, BAC Local 1 MO members now have access to the BAC Wellness programs such as Real Appeal, Massage Therapy and Acupuncture. The Local members have a dedicated IHF Representative, Kay Creech, who is located at Local 1 MO’s Union Hall to assist our members in Missouri. Local 1 MO also held its first health fair on September 19th at their office offering participants free biometric screenings, flu shots, and raffles for prizes.
“We warmly welcome Local 1 MO to the IHF,” says IHF Executive Director Robin Donovick. “Through its participation, Local 1 MO members can access quality medical, hospital and other health benefits at competitive rates.”
For more information about members’ health benefits, visit ihfweb.org.
New Dental and Vision Vendors for IHF Participants
The BAC International Health Fund (IHF) implemented new dental and vision vendors, Cigna Dental and EyeMed, for its dental and vision benefits, effective August 1, 2018. Earlier this year, the IHF had conducted a formal market evaluation as part of its regular plan governance. In this marketing process, the IHF was able to leverage its size with over 8,000 members to secure the highest quality of benefits at the most competitive rate and retain the same benefits design in place. Both Cigna and EyeMed offer strong national networks and competitive program costs and provide the same program design (copays, deductibles, coinsurance) in effect, despite rising dental and vision trends.
Cigna Dental offers nearly 282,000 dentist access points nationwide. With Cigna Dental, IHF members have access to “transparency tools” of cost and quality, including dentist profiles and verified patient reviews, to help compare dental offices and services. Members looking to find a provider or get a cost estimate can use Cigna’s myCigna service through their website at cigna.com or through the Cigna mobile app.
EyeMed uniquely offers coverage at over 97,000 retail provider access points, including many well-known optical and vision establishments such as LensCrafters, Pearle Vision, Target Optical, and Sears Optical. IHF members can access EyeMed’s Enhanced Provider Search tool on EyeMed’s website, eyemed.com, or mobile app to find a provider and learn more about the IHF vision benefits.
Enrolled IHF members received new ID cards from both Cigna Dental and EyeMed. In addition, please remember that benefits summaries and other information on these newest updates can be found on BAC IHF’s website at ihfweb.org.